Business payments infrastructure, simplified.
E-money accounts and payment services designed for companies that move money at scale.
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One platform, multiple currencies
Open GBP, USD, EUR and 9 other currency e-money accounts with unique IBANs. Collect, hold, and send funds across borders from a single platform. Settlement via Faster Payments and SEPA Instant (typically same day), SEPA (typically next business day), or SWIFT (typically 1–4 business days), subject to payment rail processing times and compliance checks.
Pricing that reflects how you move money
We structure fees around your business: risk profile, volume, and transaction frequency. Your personalised fee schedule is provided in full before you enter into any agreement with us, so you know exactly what you'll pay.
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Built-in fraud and financial crime prevention
Our Strong Customer Authentication, encryption in transit and at rest, and segregated client funds come as standard. Transactions are screened against sanctions lists, PEP databases, and adverse media. Automated beneficiary verification and transaction monitoring are designed to flag suspicious activity promptly.
FCA authorised and funds safeguarded
AuthPAY is not a bank. We are authorised by the FCA under the Electronic Money Regulations 2011. E-money held with us is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your funds are safeguarded in segregated accounts at an established UK credit institution. They are not used for our operating purposes and are held separately from AuthPAY's own funds. Access to funds is subject to our terms of service and applicable regulatory requirements.
Ready to streamline your business payments?
Speak with our team to discuss your requirements and get set up with a tailored solution.
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